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      How Much Will I ACTUALLY Make From Uber Driving?

      Last updated 7th June 2024

      Uber Average Earnings WeeklyIf you’re thinking about driving for Uber, it can be hard to figure out how much money you’ll actually make. Gross fees per hour vary, and after Uber’s fees, ATO taxes and your car expenses, will there ultimately be enough left to be worth your time?

      In this article I’ll answer the number one question every prospective Uber partner asks: How much do Uber Drivers earn in Australia?  I’ll break down all the different factors that affect how much Uber drivers earn, show you the average expenses you can expect to pay, and help you estimate how much of your Uber earnings will actually end up in your pocket.

      A note for UberEats drivers: the broad principles in this article are the same, but there are some obvious differences. For example, your shift timing is more around lunchtime and dinner time, GST is not relevant, and you’ll have different expenses compared to UberX drivers. But this post will still have information relevant to you. Be sure to also check out our blog post on Tax for UberEats and Food Delivery Drivers.

       

      How Much Do Uber Drivers Make?

      Working out how much the average Australian Uber driver makes is difficult because it’s different for every driver. Average fares per hour can vary dramatically depending on a number of factors:

      • Where you live – in particular whether you have trips coming through as soon as you leave home or you need to travel to a busier suburb first, which takes time out of your Uber shift. The earnings of a driver who lives close to the city versus the outer suburbs will vary purely because the driver who lives further out may have to spend time driving closer into town before getting their first trip.
      • Which state you live in – The various state governments in Australia have each set different levies and charges on rideshare companies. This means that Uber has to set fares differently from state to state so that they are low enough to attract passengers who are choosing between Uber, taxis, or other rideshare companies. So Uber earnings in Sydney may be different to Brisbane, Melbourne, or Perth simply because the state government has set different levies on the total fare.
      • Where you drive  – inner city areas tend to provide shorter trips, while further out you may pick up longer journeys and airport trips. Generally you won’t have a great deal of control over this. Where your trips take you in any given driving session is largely up to chance.
      • Timing of your Uber shifts – whether you drive weekdays versus weekends, and day versus night will dramatically impact your earnings. Early in the morning airport trips will be common, and late at night you’ll have riders travelling from the inner city home to the suburbs. If you have the flexibility to choose when you drive you should experiment and keep records of your earnings to find the most profitable times and days to drive in your area.
      • Surge pricing – if you have the ability to take advantage of surge periods you’ll see an increase in your hourly earnings. Some drivers are able to keep an eye on their Uber app from home and jump in the car anytime they see surge pricing. In some areas the Uber app also allows you to request trips heading towards a surge area once or twice per day. These are just a few strategies that can boost your earnings.
      • Driving full-time or part-time – naturally the more you drive the more money you will earn. But also, if you only drive part-time for Uber because you have another job, study or other commitments, then you may not have as much flexibility to respond to surge pricing or profitable times of day. Another factor that we’ll talk more about below, is that there are many fixed costs of Uber driving, such as licences, car insurance and accounting fees. These costs are payable whether you drive one hour or a hundred hours per month. So the more you drive, the smaller the impact of these fixed costs. 
      • Events – Driving for events can be especially profitable and surge pricing is common. So if you’re available to drive for sporting matches and other cultural events in your city your average earnings will be higher. It can pay to save a ‘what’s on in your city’ website in your internet favourites, and also keep a copy of the football fixture handy when planning your driving sessions.
      • Other drivers – the number of drivers on the road will always counteract these factors. Some times are more popular to drive as more drivers are available, particularly outside of business/university hours, and so there will be fewer trips per driver. Some drivers have also commented that when Uber run promotions to recruit new drivers or encourage lapsed drivers back on the road they’ll see a drop in their earnings.

       

      As you can see, with so many variables it’s hard to estimate how much you will earn driving for Uber. Your best source of information is the various Uber drivers’ online forums, where you can connect with drivers from your local area to find out the average earnings from driving for Uber at various times of day and night. A great place to start is UberPeople, but also try googling for other Uber networks and meetups in your city.

       

      Average Expenses and Profits for Uber Drivers

      The next complicating factor is that not all of the money you earn from Uber driving actually ends up in your pocket. Uber and the ATO both take their share, and then your car running costs and other Uber expenses will also reduce how much you actually make from ridesharing. So we’ve collated data from lodging thousands of Uber BAS’s and tax returns to calculate the average Uber expenses, and how much Uber drivers make on average in Australia.

      As you can see, the average Uber driver’s profit depends largely on your marginal tax rate. Your marginal tax rate is based on how much you make from employment and any other sources during the financial year. You can look up your marginal tax rate on the ATO website to see which of the charts below apply to you. (Note that in our charts we have added in the Medicare Levy of 2%)

      Profits from Uber Driving - Below Tax Free Threshold
      Profits from Uber Driving - 21% Marginal Tax Rate
      Profits from Uber Driving - 34.5% Marginal Tax Rate

      So how do we interpret these charts? Here are two ways to look at them:

      Average Hourly Earnings for Uber Drivers After Tax

      To work out your average hourly rate after tax from driving Uber, take your gross fares per hour and multiply by the percentage of profits in the chart that applies to you.

      • If you’re below the tax-free threshold then multiply your gross fares per hour by 26% to give your take-home pay per hour after tax.
      • If you’re in the 21% tax bracket, multiply your gross fares per hour by 19% to give your hourly take home salary after tax.
      • If you’re in the 34.5% tax bracket, multiple your gross fares per hour by 15% to show how much you’ll earn per hour after tax driving for Uber.

      How Much of Your Uber Earnings Actually End Up In Your Pocket?

      Another way to read these charts is to say that for every $100 of gross fares, the profit segment of the chart tells you how many dollars you’ll actually take home.

      • If you’re below the tax-free threshold then for every $100 of gross fares you’ll take home $26.
      • If you’re in the 21% tax bracket then for every $100 of gross fares you’ll take home $19.
      • If you’re in the 34.5% tax bracket then for every $100 of gross fares you’ll take home $15.

      Of course these charts are based on the results of other drivers, and your own figures, in particular your car running costs, may be different. So please use these percentages as a guide only. 

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      Average Expenses for Uber Drivers

      Here we’ll break down the other expense sections of the charts in a little more detail.

      Uber’s Service Fees

      From your gross fares Uber will deduct 27.5% for their service fee. 2.5% of this is GST, which you can claim back on your BAS at the end of each quarter, so the net cost to you is only 25%.  You can read more about this in our blog post on calculating GST on Uber fares and fees.

      Car Running Costs

      Motor Vehicle Expenses Deductions for Uber Drivers

      Car running costs for Uber drivers vary from driver to driver. They depend on things like fuel efficiency, insurance costs in your area, how expensive repairs and servicing are for your model of car, and whether you own your car, have a loan, or you rent or lease.  Claimable car expenses usually equate to roughly 33% of gross earnings (before deducting Uber’s fees).

      It’s important to note that if the car you use Uber is a car you would own anyway even if you weren’t driving, then some of these expenses are what we call ‘sunk costs’. A sunk cost is one that you would pay anyway, even if you weren’t driving for Uber at all. Sunk costs should not be taken into account when evaluating how much money you’ll make from ridesharing.

      For example, you’d have to pay the interest on your car loan regardless of whether you drive for Uber or not, so it’s a sunk cost, it’s not an additional cost caused by Uber driving.  Most of your insurance and car registration fees will be sunk costs too.

      So when analysing your potential income and expenses for Uber, you should only take into account additional rideshare costs over and above your regular car expenses, such as fuel, additional car maintenance, and additional fees charged by your insurance company. Sunk costs should not be taken into account.

      The 33% figure mentioned above is based on tax-deductible expenses, so it doesn’t consider sunk costs. This means your profit from driving for Uber will in reality be a little higher than what is shown in our figures.

      For more information on claiming your car running costs, including the rules and requirements for keeping a logbook, check out our post on How To Keep A Logbook For Uber.

      Other Expenses for Uber Drivers

      Rideshare drivers typically also claim deductions for their mobile phone, tolls, water and mints provided to riders, accessories for their cars (dash cams, seat covers etc), phone chargers and cables, medical and background checks, accounting fees, stationery and computer expenses.  On average these costs account for another 7% of your gross earnings. Our post on Tax Deductions for Uber Drivers explains more.

      GST for Uber Drivers

      Yes, Uber Drivers do have to pay GST on their income, even if they earn less than $75,000. The GST on Uber income is easy to calculate, it will be 1/11th of your gross fares. You can then reduce this GST payable by claiming back the GST on your car and other expenses. Again, this varies from driver to driver. On average, after claiming expenses your GST bill will be around 7% of your gross fares. Our Ultimate Guide to GST for Rideshare Drivers explains more about how this works.

      Income Tax Rates for Uber Drivers

      Income tax is the most difficult cost to calculate because it depends on your marginal tax rate. As we mentioned above your marginal tax rate is based on how much you make from employment, whether a full-time job or part-time job, and any other income sources during the financial year. You can look up your marginal tax rate on the Tax Office website to see which of the charts above applies to you.

      Here are some examples of how to calculate Income Tax for Uber Drivers:

      • If Uber is your only source of income and your Uber profits are under $18,200 then you’ll be under the tax-free threshold and your profits will be entirely tax-free. You should refer to the first chart above.
      • If you have employment income of $25,000 and drive Uber part-time as well, then the marginal tax rate on your Uber income will be 21%. This means the second chart applies to you, so on average 6% of your gross Uber earnings will go to Income Tax
      • If your employment is $50,000, then your Uber income will fall into the 34.5% tax bracket, so you should refer to the third chart. Roughly 10% of your gross Uber earnings will go to Income Tax
      • If your Uber income straddles two marginal tax rates, the easiest solution is to assume your tax rate will be roughly halfway between the two relevant charts.

       

      So Is Uber Driving Really Worth It?

      That depends entirely on you. If the hourly rate you’ve calculated weighs up for you as a worthwhile use of your time, then yes, absolutely.

      One of the most appealing aspects of driving for Uber is the flexibility to work on your own schedule, as often or as little as you like.

      I have clients who are single parents and drive during school hours. They can attend school events whenever they like, and stay home when a child is sick without worrying about job security. I also look after a large number of students who fit Uber in around their classes and study schedules. They can crank up their hours during semester breaks, and reduce their hours in the leadup to exams. And many drivers don’t drive regularly, instead just jumping on the road when their family needs a top-up of cash for a holiday, unexpected bill, or Christmas presents for the kids.

      This is by far the biggest benefit of the gig economy, from ridesharing, to Fiverr to Airbnb. Anyone can do it, whenever it suits them. What other job offers that kind of flexibility? The trade-off, of course, is that take-home pay tends to be lower than an employee job, with some drivers earning below minimum wage. 

      Ultimately, the question you need to ask yourself as a prospective Uber driver is whether the trade-off between lower wages versus complete flexibility is worthwhile for you.

       

      What Next?

      If you decide to go ahead and start rideshare driving, DriveTax has a bunch of resources to help you.

      The first thing you’ll need is our Free Uber Tax Info Pack. It includes a 5-day email course on ‘Uber Tax Essentials’ which will teach you all the basics you need to get started. You’ll learn how to register with the ATO, how to keep a logbook, and all the tax deductions you can claim. You’ll also get our Free Uber Spreadsheet, which includes an ATO Logbook, and also our ATO Registration service so you can get your ABN and GST Registration from the ATO for free.

      If you want to dig deeper, check out our Understanding Uber Taxes online course. It includes 30+ video lessons explaining everything you need to know about tax for Uber, step-by-step video tutorials on how to lodge your own BAS’s and tax returns, and so much more. 

       

      All the best with your driving!

       

      Thoughts? Questions? Leave a comment below and I’ll respond shortly!    – Jess

      Jess Murray CPA Uber Accountant

      About the Author – Jess Murray CPA – Uber Accountant

      Jess Murray is a CPA Accountant and registered tax agent. She’s been working in personal and small business tax for 15 years, and has been specialising in tax for Australian Uber Drivers for the last 7 years as the Director of DriveTax. She also teaches an online course called Understanding Uber Taxes.

      Jess is on a mission to make taxes straightforward and manageable for Uber drivers across Australia.

      Understanding Uber Taxes Online Course

      The information in this article is general in nature and does not take into account your personal circumstances. If you’d like to know how this article applies to you, please contact us to arrange a consultation, or talk to your accountant. 

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